Does your coverage meet all your needs?

Additional Term Life Insurance

Providing you with additional low-cost protection

Even though your group insurance plan provides you and your family with comprehensive coverage, it may not be meeting all your needs. That’s why Life Inc.’s Optional Term Life Insurance is so valuable – it allows you to increase your insurance coverage at low rates, to reflect your needs.

How It Works

Coverage will take effect as soon as our insurance company confirms your application is approved and payment is received.

Insuring Your Spouse

The loss of your spouse can have a devastating effect on your ability to meet your financial obligations. This is especially true if you rely on two incomes to maintain your family’s lifestyle. In a case like this, spousal life insurance may be essential to replace lost income.

Cost Advantages

Term Life insurance rates are lower than many other life insurance rates and guaranteed, so you know what you’re getting when you apply. The chart below shows the premium range you and your spouse would pay, per month, for coverage you choose. Premiums are guaranteed not to change for 15 years.

Examples of monthly premium for additional $100,000 of term life insurance

Age of Employee or SpouseMale – NS*Female – NS*


Disclaimer: Rates provided by Assumption Life


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